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Honest UK motorists are paying £1.25 billion a year to support the activities of dishonest drivers.

According to research from Co-operative Insurance, the average car insurance premium carries a £50 penalty to cover costs incurred by uninsured and fraudulent road users.

Launching a joint initiative with road safety charity, Brake, Co-operative Financial Services chief operating officer, Tim Franklin, said: “Millions of people are deliberately flouting the law by not insuring their cars at massive cost to honest road users and the wider insurance industry, posing an unnecessary and unjustified risk.”

He added: “Whilst work is continuing to highlight the dangers of uninsured drivers – and keep them off the UK’s public highways – by the police, road safety groups and the insurance industry, there is clearly more to be done.”

Last month The Motor Insurers’ Bureau (MIB) identified the UK’s uninsured driving hotspots, placing Barkerend in Bradford (BD3) at the top of the list.

The West Yo

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Healthcare is a huge expense Americans struggle to deal with daily, especially for those without health insurance. In fact, the United States offers some of the most expensive healthcare in the world. Yet, as of 2007, over 45 million Americans lacked health insurance and even more were under-insured. That’s why more and more people are turning to medical tourism as a way to save money on the expenses associated with various medical needs.

In fact, medical tourism is a rapidly growing industry and it’s no wonder. reports those who opt for overseas care can enjoy almost no waiting time and a cost savings as high as 90 percent, depending on the procedure and the country where it’s performed.

However, this practice raises the issue of whether the saying, “Get what you pay for”, rings true. Is medica

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Indian travelers who are planning overseas sojourn need a proper medical insurance to cope with the expensive health care system. There are several insurance providers in Indian who offer travel insurance plans at varying premium costs and deductibles. Insurance customers can access travel medical insurance plans offered by Indian insurers and make a precise decision before making a purchase.

EIndiaInsurance offers Indian travel insurance plans offered by well known insurers like TATA AIG, ICICI Lombard, Bajaj Allianz, Reliance, Cholamandalam, Future Generali, Apollo Munich… Travelers can easily compare Indian travel insurance plans at Eindiainsurance by generating free quotes according to one’s age group.

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A new report has found that more Medicaid patients are using the ER, the National Flood Insurance Program has run into problems that have put it in the red and the NHTSA has revealed that teen drivers are more vulnerable to deadly crashes.

More Medicaid Patients Using ER

Researchers from the University of California, San Francisco, say that an increasing number Americans, especially adults on Medicaid, are using the emergency room as their “safety net” for health care; the reason being that they must treat all patients regardless of health insurance coverage or ability to pay.

According to their report, five times the number of adults with Medicaid visited the emergency department than those with private insurance in 2007, as compared to only three and a half times the number in 1999. Res

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New York insurance regulators clamped down on 20 health insurers and HMOs operating in the state by fining them a total of $716,800 for failing to promptly pay claims.

The New York State Insurance Department said the violations of New York’s Prompt Pay Law stemmed from complaint files that were closed by the agency between Oct.1, 2008, and Sept. 30, 2009.

New York’s Prompt Pay Law requires health insurers and HMOs to pay undisputed health insurance claims within 45 days of receipt, ensuring timely payment. By

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