February 22, 2012
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What you need to consider for covering your business

What you need to consider for ...

Many business owners rely on their personal insurance to cover their small businesses. It is, especially true of business owners, working at home. But health insurance is not designed to ...

How advantageous can be a suitable insurance company?

How advantageous can be a suit...

If you use any form of business, chances are you have some form of business insurance in place. It might be just the legal minimum, it could be any liability ...

As a business owner you need a business insurance

As a business owner you need a...

A woman enters the restaurant you own, and is triggered by a nail protruding from the floor. It sounds great, but a week later she is back with a lawyer ...

Home business requires a business insurance

Home business requires a busin...

There are so many aspects you must consider when you own a home business. Insurance could be something that you do not even have time to think. However, remember that ...

Browsing all articles from June, 2010

Dishonest drivers add £50 to car insurance premiums

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Nate SpofforthAugust 31, 2010

Honest UK motorists are paying £1.25 billion a year to support the activities of dishonest drivers.

According to research from Co-operative Insurance, the average car insurance premium carries a £50 penalty to cover costs incurred by uninsured and fraudulent road users.

Launching a joint initiative with road safety charity, Brake, Co-operative Financial Services chief operating officer, Tim Franklin, said: “Millions of people are deliberately flouting the law by not insuring their cars at massive cost to honest road users and the wider insurance industry, posing an unnecessary and unjustified risk.”

He added: “Whilst work is continuing to highlight the dangers of uninsured drivers – and keep them off the UK’s public highways – by the police, road safety groups and the insurance industry, there is clearly more to be done.”

Last month The Motor Insurers’ Bureau (MIB) identified the UK’s uninsured driving hotspots, placing Barkerend in Bradford (BD3) at the top of the list.

The West Yo

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Tags: Car Insurance, Dishonest Drivers, Insurance

Is Medical Tourism a Safe Alternative to U.S. Healthcare Costs?

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Nate SpofforthAugust 27, 2010

Healthcare is a huge expense Americans struggle to deal with daily, especially for those without health insurance. In fact, the United States offers some of the most expensive healthcare in the world. Yet, as of 2007, over 45 million Americans lacked health insurance and even more were under-insured. That’s why more and more people are turning to medical tourism as a way to save money on the expenses associated with various medical needs.

In fact, medical tourism is a rapidly growing industry and it’s no wonder. reports those who opt for overseas care can enjoy almost no waiting time and a cost savings as high as 90 percent, depending on the procedure and the country where it’s performed.

However, this practice raises the issue of whether the saying, “Get what you pay for”, rings true. Is medica

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Tags: Alternative Healthcare, Healthcare

Medical Insurance for Indian Travelers

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Adam BarungaAugust 27, 2010

Indian travelers who are planning overseas sojourn need a proper medical insurance to cope with the expensive health care system. There are several insurance providers in Indian who offer travel insurance plans at varying premium costs and deductibles. Insurance customers can access travel medical insurance plans offered by Indian insurers and make a precise decision before making a purchase.

EIndiaInsurance offers Indian travel insurance plans offered by well known insurers like TATA AIG, ICICI Lombard, Bajaj Allianz, Reliance, Cholamandalam, Future Generali, Apollo Munich… Travelers can easily compare Indian travel insurance plans at Eindiainsurance by generating free quotes according to one’s age group.

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Tags: Indian Travelers, Medical Insurance, Travelers

More Medicaid Patients Using ER, NFIP in the Red and Teen Drivers Vulnerable to Deadly Crashes

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Nate SpofforthAugust 24, 2010

A new report has found that more Medicaid patients are using the ER, the National Flood Insurance Program has run into problems that have put it in the red and the NHTSA has revealed that teen drivers are more vulnerable to deadly crashes.

More Medicaid Patients Using ER

Researchers from the University of California, San Francisco, say that an increasing number Americans, especially adults on Medicaid, are using the emergency room as their “safety net” for health care; the reason being that they must treat all patients regardless of health insurance coverage or ability to pay.

According to their report, five times the number of adults with Medicaid visited the emergency department than those with private insurance in 2007, as compared to only three and a half times the number in 1999. Res

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Tags: Drivers, Medicaid Patients, Teen Drivers

New York fines 20 insurers $716,800 for ‘prompt pay’ violations

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Jayden AnglesAugust 23, 2010

New York insurance regulators clamped down on 20 health insurers and HMOs operating in the state by fining them a total of $716,800 for failing to promptly pay claims.

The New York State Insurance Department said the violations of New York’s Prompt Pay Law stemmed from complaint files that were closed by the agency between Oct.1, 2008, and Sept. 30, 2009.

New York’s Prompt Pay Law requires health insurers and HMOs to pay undisputed health insurance claims within 45 days of receipt, ensuring timely payment. By

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Tags: Insurers, New York

Overseas Travel Medical Insurance – Indian Insurers

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Adam BarungaAugust 22, 2010

Several overseas nations like the USA, the UK, Canada, Singapore, Hong Kong, China, Malaysia… are visited by Indian travelers every year. Travelers who are planning their travel from India to any foreign country should not forget to add travel insurance policy in their plan. Travel insurance plans offered by Indian insurance companies are available as including America and excluding America plans.

Travelers can access Indian travel insurance plans conveniently at EIndiaInsurance and purchase them without wasting much time. EIndiaInsurance offers an unbiased travel insurance compare tool to allow the travelers to access free quotes and make an informed decision. P

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Tags: Indian, Indian Insurers

NY Gov. Signs Ian’s Law to Limit Health Insurers’ Ability to Drop Patients

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Nate SpofforthAugust 20, 2010

New York Governor, David Paterson, recently signed a new law that will improve health insurance protections for patients. According to the signed legislation, also known as “Ian’s Law,” health insurance companies will not be able to suddenly drop a patient or cut their benefits without following specific guidelines.

The Inspiration Behind Ian’s Law

Ian’s Law is named after Ian Pearl, a 37-year-old man suffering from muscular dystrophy, whose health insurance coverage was terminated without an option for replacement coverage that would cover his treatments. While his

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Tags: Ian’s Law, Patients

World Health Insurance

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Jayden AnglesAugust 19, 2010

Health Insurance Co Pres. Fired – Why?
WHO (World Health Organization) report rates national health care performance according to five trendy flavors of the month: life expectancies, inequalities in health, the responsiveness of the system in providing diagnosis and …  

Superior Coverage With College Student Health Insurance | Health …
College is expensive, but it will become more so if a sudden illness or injury will make you pay a huge medical expense because your child does not have a college student health insurance. In plan

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Tags: Health Insurance, Insurance, World Health
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