February 22, 2012
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What you need to consider for covering your business

What you need to consider for ...

Many business owners rely on their personal insurance to cover their small businesses. It is, especially true of business owners, working at home. But health insurance is not designed to ...

How advantageous can be a suitable insurance company?

How advantageous can be a suit...

If you use any form of business, chances are you have some form of business insurance in place. It might be just the legal minimum, it could be any liability ...

As a business owner you need a business insurance

As a business owner you need a...

A woman enters the restaurant you own, and is triggered by a nail protruding from the floor. It sounds great, but a week later she is back with a lawyer ...

Home business requires a business insurance

Home business requires a busin...

There are so many aspects you must consider when you own a home business. Insurance could be something that you do not even have time to think. However, remember that ...

Browsing all articles from June, 2010

Motorhomes USA

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Nate SpofforthDecember 29, 2010

There’s nothing better than being able to get out on the open road in your new motorhome, and it could be even more enjoyable if you get to try it out in America. The vast nature of the place lets you enjoy your motorhome at its best, driving through miles and miles of stunning landscapes, and when you want to stop simply park up and get some sleep. Having motorhomes USA can be incredibly rewarding, but what about the insurance implications?

It probably depends on whether you intend to go to America as a tourist or if you want to pack up and move there. You’ll be able to find temporary insurance when you’re in the USA, usually worked out in terms of a daily rate, with many companies specialising in such cover. You c

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Health Insurers to Face Scrutiny If Premiums Are Raised In 2011

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Nate SpofforthDecember 23, 2010

Any health insurance companies that choose to raise premiums 10 percent or more in 2011 will face new regulatory scrutiny, according to an announcement made by the Obama administration on Tuesday. In an effort to show that health care reform can indeed stop rapid increases in premiums, the administration plans to adopt new rules next year that will improve federal oversight of increases–something that was previously managed exclusively by each state.

Obama Wants to Stop Unjustified Rate Increases

The new preliminary guidelines issued by the administration would require health insurance companies to post detailed justifications online when they propose a double-digit rate hike. A

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Tags: 2011, Raised 2011

N.J. agent fined $5,000 in Pa. for improperly signing applications

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Jayden AnglesDecember 21, 2010

A West Trenton, N.J., insurance agent was fined $5,000 in Pennsylvania after he signed applications for annuities for his business partner, who was unlicensed.

Michael B. Reap, a non-resident producer in Pennsylvania, also was put on five years of license supervision for the offense, according to Pennsylvania Insurance Department records.

Investigators say Reap and Steven J. Toto jointly owned and operated Wealth Planning Strategies LLC in Newtown, Pa. The company had never been licensed for insurance business in the state, nor had it been registered as a fictitious business entity with the Pennsylvania State Department, records show.

Between January and March 2010, Toto, trading as Wealth Planning Strategies, met with six clients to solicit and complete seven Allianz Life insurance Co.

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Tags: Agent Fined, Fined

Sides spar in Florida over health reform law, its individual mandate

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Jayden AnglesDecember 18, 2010

Attorneys general in 20 states have asked a federal judge to toss out the federal health reform law, saying it gives government too much power.

The suit, filed in Florida, is one of more than two dozen filed since the passage of The Patient Protection and Affordable Care Act in March. Already, federal judges have issued differing opinions on whether the law is constitutional, setting the matter on course for an eventual U.S. Supreme Court review.

Meanwhile, in Florida, U.S.

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Tags: Health Reform, Health Reform Law, Law, Reform Law

Higher car insurance excesses bypass lower premiums

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Nate SpofforthDecember 17, 2010

Increasing the excess on a car insurance policy should lower the premium but new research from Which? Money suggests this is not always the case.

Having compared car insurance quotes from a range of providers, the consumer group discovered that raising the total excess on a quote from Aviva, from £350 to £550, actually increased the premium by 8%.

Which? Money was quoted £424 with a total excess of £350 but £458 with an excess of £550.

In the case of the AA, a similar rise had no effect on the premium, while for Budget, the Post Office and the RAC, raising the excess by £250 reduced premiums by a mere 1%, saving the consumer just £6.

Which? chief e

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Tags: Car Insurance, Lower

Alabama Health Insurance

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Jayden AnglesDecember 17, 2010

Brown Pelican Society of Louisiana » Judge Holds Hearing on …
The main argument, as is the case in other lawsuits states and other parties have filed against ObamaCare, is that the individual mandate to purchase health insurance (which could fund abortions) is unconstitutional because Congress only has … Alabama, Alaska, Arizona, Colorado, Georgia, Indiana, Idaho, Louisiana, Michigan, Mississippi, Nebraska, Nevada, North Dakota, Pennsylvania, South Carolina, South Dakota, Texas, Utah and Washington joined Florida in the lawsuit. …  

CHILDRENS HEALTH SYSTEM UAB Sports Medicine Athletic Trainer Jobs …
CHILDRENS HEALTH SYSTEM – UAB Sports Medicine Athletic Trainer – Birmingham – TRUST CHILDREN’S Trust us to be the best. Currently Acceptin

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TATA AIG Travel Guard insurance for Indians

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Adam BarungaDecember 16, 2010

Travel Guard is a Global Travel Protection policy underwritten by the TATA AIG General Insurance Company Limited. Travel Guard may be purchased by any Indian residents between the ages of 6 months and 70 years even for travel abroad on business or leisure and so on… For a complete bailout from unnerving experiences while traveling you need TATA AIG Travel Guard insurance. TATA AIG Guard travel insurance is a flexible travel insurance plan, plans available under the single trip they are Silver, Gold, and Platinum. There are also two options under an Annual Multi Trip program where a traveler can buy an Annual Multi trip and Platinum Plans.

TATA AIG Travel Guard covers lot of medical benefits like accidents, medical expenses, emergency medical evacuation, and loss of passport, personal liability, trip delay, and emergency cash in advance and so on. T

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Tags: Insurance, Tata Aig, Travel Guard

Opt-out bill could give states more flexibility on health reform

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Adam BarungaDecember 12, 2010

They would have to provide coverage that is at least as comprehensive and affordable as the national law.

Washington — A bill to accelerate states’ ability to opt-out of parts of the national health reform law could give states more flexibility to continue working on their own brands of health system reform.

Beginning in 2017, the little-discussed opt-out provision in the health reform law — written by Sen. Ron Wyden (D, Ore.) — allows states to request federal waivers to be exempted from certain requirements in the law. For exa

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Tags: States, States Flexibility
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