February 22, 2012
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What you need to consider for covering your business

What you need to consider for ...

Many business owners rely on their personal insurance to cover their small businesses. It is, especially true of business owners, working at home. But health insurance is not designed to ...

How advantageous can be a suitable insurance company?

How advantageous can be a suit...

If you use any form of business, chances are you have some form of business insurance in place. It might be just the legal minimum, it could be any liability ...

As a business owner you need a business insurance

As a business owner you need a...

A woman enters the restaurant you own, and is triggered by a nail protruding from the floor. It sounds great, but a week later she is back with a lawyer ...

Home business requires a business insurance

Home business requires a busin...

There are so many aspects you must consider when you own a home business. Insurance could be something that you do not even have time to think. However, remember that ...

Browsing all articles from June, 2010

High Risk Home Owners Insurance

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adminJuly 27, 2011

You are looking into buying home owners insurance and came across the term “high risk home owners insurance”. You are not sure what it means and have no idea if it affects you. Well, put your mind at ease because if you are a first time owner, chances are you will not be put in this category. Basically, someone would have to purchase high risk home owners insurance if they are living in an area which is more susceptible to natural disasters or has a very high crime rate. If your neighbourhood is prone to natural disasters such as yearly tornadoes or cyclones, then you would need to purchase high risk home owners insurance. Alt Full Post…

Tags: Home Owners, Home Owners Insurance, Insurance, Owners Insurance

Getting low premium whole life insurance

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adminJuly 27, 2011

Whole Life Insurance is a special type of lifetime insurance plan, which covers the insurer till the time he lives and makes regular fixed premium payment. Timely manner of premium and interest on the accumulated amount is perfect for long range goals. Whole life insurance is generally availed when life insurance is needed throughout your life. It has a savings feature which helps you build cash value since you pay premiums. You can also put whole life insurance as a portion of your estate planning. Full Post…

Tags: life insurance

Let’s all celebrate Medicare’s birthday

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Adam BarungaJuly 27, 2011

Republican and Democrats alike are swarming at the opportunity to cut government programs under the guise of “balancing the budget,” and everyone’s eyes are on Social Security and Medicare.

The problem is that Social Security hasn’t contributed a dime to the federal deficit. And Medicare runs more efficiently than private insurance while improving the lives of seniors.

I should know; I’m alive today because of Medicare, alive because of government medicine.

And I’m proud to have been a part of the fight to win Medicare — which celebrates its 46th birthday this month. It was not an easy fight, by any means. It was already defeated once, in the 1930s, as part of Social Security, and in 1948, when Harry S. Truman revisi

Full Post…

Why Small Business Owners Need Liability Insurance

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adminJuly 26, 2011

If you are one of the thousands of hardworking people who own and run their own personal businesses, then you need to protect everything you’ve worked for. All the time, money, effort and vision you’ve put into creating a successful business could be at risk at any time from a lawsuit. Now, you may think that none of your customers could ever have any reason to sue you, but remember that not everyone is reasonable. Frivolous lawsuits abound and no matter how innocent you are, you could end up losing a lot of money.

The structure of a small business is such that your personal assets are not separated from your business assets. So Full Post…

Tags: Liability Insurance

Allianz and Sarmap develop new crop insurance technology

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Jayden AnglesJuly 26, 2011

Allianz Re’s agriculture team is developing a new approach to crop insurance in cooperation with software company, Sarmap, which specialises in technology used for managing natural resources.

The two are working on radar-based remote sensing software that can allow biomass growth to be monitored and the potential yield of agricultural areas to be measured.

Compared to remote sensing technology, which is based on purely optical sensors, the radar technology can convert satellite images into data of superior value, irrespective of weather conditions and the time of day. <

Full Post…

Tags: Crop Insurance, Technology

Validus, Transatlantic Miss Earnings Expectations

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Jayden AnglesJuly 26, 2011

Reinsurer Validus Holdings Ltd missed second-quarter expectations, as underwriting income fell sharply and the company posted losses from the record-setting U.S. tornadoes of April and May.

Validus is in the middle of a bidding war for competitor Transatlantic Holdings, having taken its hostile bid directly to shareholders after Transatlantic stood by its planned deal with Allied World.

In its latest effort to fend off Validus Transatlantic has filed suit against the company.

Transatlantic also missed expectations for the quarter.

Validus Wednesday reported a net profit of $109.9 million, or $1.05 per share, compared with a year-earlier net profit of $179.8 million, or $1.44 per share.

On an operating basis, including investment and foreign exchange gains and losses, Validus earned 78 cents per share.

Full Post…

Tags: Miss, Transatlantic Miss

Five sentenced in Va. for roles in $100 million life-settlement fraud

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Jayden AnglesJuly 26, 2011

Five employees of a life-settlement company, including two executives, who admitted to conspiring to bilk more than 800 investors were sentenced to prison for their roles in the $100 million, life-settlement fraud scheme.

The men pleaded guilty last fall and earlier this year to their roles in the fraud scheme at A&O Resource Management Ltd., which falsely marketed life-settlement products to investors, many of whom were elderly. The conspirators at A&O defrauded investors by making misrepresentations about A&O’s prior success, its size and office locations, its number of employees, the risks of its investment offerings, and its safekeeping and use of investor funds. U.S. Di

Full Post…

Tags: 100 Million, Million

Get Active Now to End Bad Debt Deal

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Adam BarungaJuly 25, 2011

The social insurance programs that have delivered increased health and financial security to those who need it most are being dealt away in a show of political theater over debt ceilings and corporate greed.

On July 30th, Medicare turns 46. That’s almost half a century of reducing poverty, increasing health outcomes, and keeping administrative costs below 3%.

Combined with Social Security and Medicaid, more people are able to enjoy hard-earned and well-deserved economic and health security.

If you haven’t yet, help us burn up the phone lines in honor of the anniversary of our most beloved social program: Medicare. Protect it. Improve it. Exp

Full Post…

Tags: Deal
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