Business Insurance Group

Tips for Getting a Job for the Holiday Season

Getting a job for the holiday season used to be as easy as heading to the local mall and asking for one. With the current economy, things are not quite as simple as they used to be. Even holiday jobs have become tough opportunities to come by, and it has become more vital than ever that you are prepared before you go looking for one. Still, it is possible to get a great job for the holiday season if you’re willing to put in the work to locate one.

One of the first things that you must do before you go looking for a holiday job is to have your resume in order. M

Full Post…

Get Out and Vote!

Today is Election Day in the U.S. and there are a number of great battles going on across the country. But, you cannot be involved unless you vote – so, get out there!

My favorite election watch today (besides Casinos for Ohio) is the New York 23rd Congressional District. There, third-party Conservative Party candidate, Doug Hoffman, after a conservative Republican revolt, is the main candidate running against the Democrat. The original Republican candidate, Assemblywoman Dede Scozzafava, has come out in support of Democrat Bill Owens and against Hoffman.

That prompted some really virulent attacks on Scozzafava by the talk show folks, including Limbaugh who stated, “we can say that she’s guilty of widespread bestiality.

Full Post…

The Resilient Coasts Blueprint

A Coastal Risk Symposium, hosted by the Travelers Institute takes place today at the Maritime Center in Charleston, S.C. with the purpose to “bring together business, government and community leaders to identify strategies and solutions to protect and insure the coastal region.”

Part of the discussion will focus on the Resilient Coasts Blueprint prepared by the Heinz Center and Ceres. The Blueprint concisely states a proposed strategy to address risks posed by coastal development and the commercial insurance costs associated with such risks. It proposes cost effective and common sense solutions to mitigate risks and losses.

Full Post…

Flood and Storm Victims SBA Deadline is November 23

The Small Business Administration is urging victims of the Atlanta Georgia area flooding that occurred from September 18 through October 8, 2009, to complete and return applications for emergency assistance and loans by November 23, 2009.

The SBA is concerned that many business and home owners will not have settled with their insurance company by that time. Thus, the victim will not know what portion of the damage will be covered by insurance and what portion will need to be covered by a loan. The SBA is urging victims to complete and return the paperwork even if the amount of the insurance settlement is unknown.

Full Post…

Business Trips and Your Children

When we travel on business trips, we are always concerned about having the right materials, staying connected with the office, and ensuring that we have our laptop and personal effects. What we often do not think about is our children at home. Depending upon the age of your children, it can be quite traumatic when you leave town unexpectedly. Many children will not respond very well to our leaving. How then do we handle our business out-of-town, while at the same time making sure our children understand?

We can help our children to understand business trip much easier before we leave.

Full Post…

Open Enrollment Tips and GINA

It is open enrollment season for many employer-sponsored health plans. 2010 figures to be an interesting year as employers look at ways to trim costs and provide for their employees. Employers provide such benefits to encourage retention and to retain high-value employees and open enrollment offers the employer the challenge of educating the employee about their benefits. I have an article with helpful tips for employers working through open enrollment.

Another factor this year is the effect of the Genetic Information Nondiscrimination Act of 2008 (GINA).

Full Post…

Business Building Insurance and Business Interruption Insurance

Business Building Insurance

If your business is run out of a building that you own then purchasing business building insurance is something you should definitely consider. Another important point to remember is what is actually inside your building. The stock inside some buildings can be worth more than the buildings themselves and also any other furnishings that you have might need some cover if they are worth a lot of money. This is a point that many people overlook when purchasing insurance for buildings as they assume that if the building is insured then everything inside it is too.

Full Post…

Generating Referrals For a Growing Business

In the world of business, there are precious few ways to actually increase your bottom line without any investment whatsoever. These business opportunities are very far and few in between, so when one presents itself, you have to pay attention and capitalize on it. Referrals in one of the few ways of increasing business that is not only free, but it is available to every business, large and small. It does not matter if you are a tiny home based business, or a big time corporation, your referrals can make or break you.

Generating referrals is not as simple as doing a good job and hoping that customers will spread the word.

Full Post…