May 18, 2012
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What you need to consider for covering your business

What you need to consider for ...

Many business owners rely on their personal insurance to cover their small businesses. It is, especially true of business owners, working at home. But health insurance is not designed to ...

How advantageous can be a suitable insurance company?

How advantageous can be a suit...

If you use any form of business, chances are you have some form of business insurance in place. It might be just the legal minimum, it could be any liability ...

As a business owner you need a business insurance

As a business owner you need a...

A woman enters the restaurant you own, and is triggered by a nail protruding from the floor. It sounds great, but a week later she is back with a lawyer ...

Home business requires a business insurance

Home business requires a busin...

There are so many aspects you must consider when you own a home business. Insurance could be something that you do not even have time to think. However, remember that ...

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ABI calls for end to UK’s “pain in the neck” culture

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Nate SpofforthMay 23, 2011

The Association of British Insurers (ABI) is calling for a clampdown on the “pain in the neck” culture which it says has made the UK the whiplash capital of Europe.

With one in every 140 people claiming whiplash injuries a year, the ABI highlights the need for action as follows:

Nearly 1,200 whiplash claims are made every day in the UK; six times more than the number of people who claim for workplace-related injury every year.

The cost to the NHS of treating whiplash is estimated at £8 million a year.

Three-quarters of personal injury claims in the UK are for whiplash, more than elsewhere in Europe.

Insurers pay out nearly £2 billion a year in claims for whiplash.

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Tags: Culture, Neck” Culture

Premex acquired by ExamWorks

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Nate SpofforthMay 15, 2011

Premex Group has been acquired by ExamWorks, a New York Stock Exchange listed company with offices in the US, Canada and the UK.

The acquisition, which makes ExamWorks the UK’s leading provider of independent medical reports, will see all Premex directors and management remaining with the business at its Bolton headquarters.

Commenting on the transaction, Premex chief executive officer, Simon Margolis, says: “We are delighted to be part of the ExamWorks family; a specialist organisation which really understands the nature of medical reporting and shares our passion for driving up service standards through IT innovation.”

 

Tags: Examworks

Touring Caravan Towing Safety

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Nate SpofforthMay 10, 2011

One of the biggest problems faced by caravan owners will be towing their precious vehicle. Jokes are always made about seeing caravans on the road, but in reality it’s no laughing matter – failing to understand touring caravan safety can have severe consequences, and learning how to tow properly should be a top priority. Here are a few tips to help you on your way.

• Load your caravan safely. When loading your caravan, it’s essential that everything is properly secured to prevent your possessions being strewn around the vehicle. Always distribute the weight evenly and put heavier items over the axle, and of course you should never exceed the maximum loading weight if you want to stay safe.

• Invest in extension mirrors. Because o

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Tags: Towing, Towing Safety

Health Care Reform Law Arguments Get First Hearing in Appellate Court

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Nate SpofforthMay 10, 2011

Constitutionality of Health Reform in Question

According to USA Today, the 4th U.S. Circuit Court of Appeals will be looking at the provision in the health care reform law that requires people to purchase health insurance or pay a tax penalty.

Many states have already filed suit against the law in lower courts to dispute the provision, stating that Congress has no power under the commerce clause to require people to purchase insurance. In Florida, a federal judge ruled that the provision was unconstitutional, prompting a separate appeal that will be heard in Atlanta.

Two Cases to Be Heard in Virginia

In total, 31 suits have been filed challenging the reform law. In the

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Tags: Care Reform, Care Reform Law, Court, Reform Law

Compare Static Caravan Insurance

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Nate SpofforthMay 5, 2011

Whenever you’re looking to invest in caravan insurance, you need to bear in mind one simple point – compare all the options. Performing adequate comparisons can mean the difference between having the cover that you’re looking for and being bitterly disappointed should the worst happen, so you always need to compare static caravan insurance policies if you want to be confident in your choice.

But just what do you need to be looking for when you’re comparing them? Because it’s for a static caravan your considerations will be slightly different than if it was a tourer. You need

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Tags: Caravan Insurance, Insurance

House Bans State Access to Health Exchange Grant Money

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Nate SpofforthMay 5, 2011

Republicans Oppose Funding for Health Exchanges

When Obama signed the health care reform bill into law in March 2010, one of the changes that occurred in the world of health insurance was the creation of the health exchange, which would be a place where individuals could go to compare various policy options and select the one that was best for them.

The exchanges were created to lower insurance costs for those who dont have coverage available to them via an employer or are self-employed by offering them access to rates found in group coverage that companies already have available to them.

Lawmakers in favor of the exchanges hoped they could help Americans meet the requirement of mandatory coverage by making insurance affordable. H

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Tags: Exchange, Health Exchange

95 Percent of Physicians Expect Increased ER Visits in 2012

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Nate SpofforthApril 30, 2011

Emergency Room Visits Expected to Jump Next Year

According to a new poll issued by the American College of Emergency Physicians , a high number of Connecticut emergency room physicians have seen an increase in visits this year. Of the 1,768 physicians who responded to the survey, 95 percent of them believe they will see even more increases in visits by 2012.

These numbers contradict the intention of health care reform, which was to help reduce expensive emergency room visits since many patients go either because they dont have a primary care physician or their condition has worsened to a crisis stage because they didnt see a primary care physician in the initial stages of their illness or injury.

Despite the intentions of reform, the survey concludes that visits will indeed increase because many are still without coverage.

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Tags: Increased Er, Visits

Aon Risk Solutions selected by McLaren

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Nate SpofforthApril 28, 2011

Aon Risk Solutions has been named the global insurance broker for the McLaren Group, providing insurance for the Formula 1 team, Vodafone McLaren Mercedes, and its new production car company, McLaren Automotive.

The account will be handled by the Redhill-based Corporate team, with support provided by Aon’s London Broking Centre.

The deal requires a broad range of expertise and insurance coverage, with diverse challenges such as providing individual drivers with insurance, as well as covering pit crews and logistics.

Jon Cooper, area director for Aon’s specialist Corporate team in Redhill, has described working with McLaren as a challenging and rewarding experience, which demonstrates the broad range of expertise Aon can provide.

McLaren Group Ltd’s Chief Financial Officer Andy Myers expressed the firm’s delight at working with Aon, adding that there was a natural fit between the two firms.

 

Tags: Aon Risk, Aon Risk Solutions, Mclaren, Risk Solutions
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