May 18, 2012
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What you need to consider for covering your business

What you need to consider for ...

Many business owners rely on their personal insurance to cover their small businesses. It is, especially true of business owners, working at home. But health insurance is not designed to ...

How advantageous can be a suitable insurance company?

How advantageous can be a suit...

If you use any form of business, chances are you have some form of business insurance in place. It might be just the legal minimum, it could be any liability ...

As a business owner you need a business insurance

As a business owner you need a...

A woman enters the restaurant you own, and is triggered by a nail protruding from the floor. It sounds great, but a week later she is back with a lawyer ...

Home business requires a business insurance

Home business requires a busin...

There are so many aspects you must consider when you own a home business. Insurance could be something that you do not even have time to think. However, remember that ...

Tips for Teamwork in the Workplace

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As a manager, one of the most important parts of your job is fostering teamwork in the workplace. While certainly teamwork comes naturally to a great many people, it still pays to know how to bring it out. Also, there are some people who are not naturally inclined to use teamwork. Knowing how to get the best out of these people can mean the difference between a good and great job done. Here are some tips for teamwork in the workplace that any manager can use:

Teamwork in the workplace starts with getting your team to buy in to the idea. Showing them the benefits of using teamwork can be eye opening.

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Tags: Workplace

Five Traits of a Leader

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Leaders are usually quite a bit different than the people around them. They have certain traits that make them stand out above the crowd. Often, these traits may go unnoticed by many. The true leader is able to lead without carrying a heavy stick. Here are five traits of a leader, in no particular order.

Good Leaders Listen

The perfect leader spends a great deal of time listening to those around them. Many bad leaders try to run the show alone, and are unwilling to listen to the ideas of others. A good leader knows when to be quiet and just listen.

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Tags: Leader

Wednesday fun for Insurance Professionals

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Your intrepid Guide, always looking for material and relevant news about business insurance, came across something that only true insurance gurus and geeks (ahem, professionals) would enjoy. It is mid-week, after the holidays, and seems to be a good time to post about something entertaining.

Hulu.com posted a movie made in 1936 called “Lloyd’s of London.” Yes, it is a movie about the founding of Lloyd’s. Tyrone Power plays Jonathan Blake and through war and romance he helps establish Lloyd’s. As a history buff, I can tell you that the movie is only loosely based on real events.

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The Hartford Helps Women Recovering From Breast Cancer

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The Hartford, celebrating its bicentennial this year, is providing sponsorship to an organization known as Casting for Recovery. With these funds, the non-profit will be able to expand its current 27 state program to all 50 states.

The idea is that “casting,” or fly fishing is a form of mental and physical therapy. Casting for Recovery was started by a breast surgeon who loved fly fishing and who recognized both the physical and emotional benefits the sport and its natural setting can provide to women in recovery. Two-and-a-half day retreats combine fly fishing lessons as well as counseling and education and are provided at no cost to participants.

The Hartford has been a primary sponsor since 2006.

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Interview Thank You Note Tips

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When you go on a job interview, it is absolutely essential that you send a thank you note to the potential employer. This is usually a simple handwritten note of thanks for them taking the time to interview you and consider you for the position. It is also an opportunity for the employer to see your name again, and that is always a good thing. Here are several tips for interview thank you notes that you can use the next time you apply for a job:

First and foremost, it is important that you take the time to write the note by hand. Sending a thank you note that is not handwritten comes across as rushed and insincere.

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Senate Passes Health Care Reform Bill – A Look at Differences in Bills

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The Senate has passed its version of health care reform. Now there are two bills and reconciliation must take place.

Let’s look at some key differences (to the extent time would allow I have garnered these differences directly from the legislation or from legislative summaries) between the Affordable Health Care for America Act (House) and the Patient Protection and Affordable Care Act:

  • How Will Effect Employers? – Larger employers will be mandated to provide coverage by both versions. The Senate Bill requires coverage for employers with more than 50 employees and will penalize the employer at $750 per employee if the employee is receiving subsidized coverage.

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Comparing the Health Care Bills

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It looks as though the Senate will pass a bill.

In the early hours…of the shortest day of the year…the Senate overcame the first of three Republican roadblocks. Two more procedural attempts to derail the legislation before Christmas will occur; but it is likely the Democrats and other supporters will sweep those aside and we will have a Senate bill.

The bill differs a great deal from the bill passed by the House. There will need to be a consolidation of the plans.

I have not read the complete Senate bill. Giveaways to really small populations to overcome their Senator’s blackmail is not what I like to read about.

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Physician Insurance

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Find Physician Insurance at Commercial Insurance.NET.  Fill out a request or call the 877 number to speak with an agent who can get you a price indication for Physician Insurance.  Agents at Commercial Insurance.NET take pride in building relationships over the phone and will construct a plan that includes a Business Owners Policy covering General and Property Insurance.  In addition the agent can research Professional Liability to cover Medical Malpractice.  Physician Insurance doesn’t have to be complicated and Commercial Insurance.NET will give you quotes from multiple companies.